personalfinance

Personal Finance

What is debt-to-income ratio and how does it affect you?

Icons representing money and debt on opposite sides of a line, balancing on a wallet symbolizing income on a flourescent yellow background, with a white post it saying "Debt to Income Ratio."

Personal Finance

12 ways to lower your high electric bill

Closeup of monthly energy bills.

Personal Finance

Credit card debt forgiveness: Is it possible?

An emotional woman looking at her credit card bill while on the phone.

Personal Finance

What increases your total loan balance?

Senior man staring and signing finance documents.

Personal Finance

How to deal with debt collectors

Woman worryingly talking on the phone.

Personal Finance

How long does debt relief take?

A young girl running on sand against parents walking on a beach.

Personal Finance

Modern Portfolio Theory explained: A guide for investors

Skyscrapers illustrated with financial charts overlay.

Personal Finance

Is Trump’s ‘big beautiful bill’ good for US consumers?

U.S. capitol building in grayscale colors.

Personal Finance

Mid-year money check: What your credit utilization says about you

Young college student using a laptop to browse through finances.

Personal Finance

Does unemployment affect your credit score?

Young female professional meeting with a hiring manager during a job interview.